Hi, Welcome to Kipo!

Take control of your money

Stop guessing where your money disappears. Kipo is your AI-powered financial assistant that tracks every single penny automatically so you don't have to. No spreadsheets, no manual input, just instant clarity and smarter money decisions, every day.

kipo!
Total Balance
$24,560.50
Income
$8,450
Saved
$6,750
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Goals
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Get to Know Us

About Us

Discover how Kipo is revolutionizing the way people manage their finances

What is Kipo

Kipo is an AI-powered financial assistant that helps users automatically understand their spending, track savings, and build healthier financial habits.

Why Kipo

Kipo turns confusing numbers into clear insights, helping users stop wondering where their money went and start saving with confidence.

Our Vision & Mission

Vision: Financial clarity for everyone. Mission: Help people control, save, and grow their money using AI-driven insights.

Simple Process

How It Works

Three simple steps to transform your financial life

Step 01

Connect Your SMS Messages

Kipo securely reads transaction-related SMS messages to understand your spending activity automatically, with no manual input required.

Step 02

AI Analyzes Behavior

Our AI engine identifies patterns in your spending behavior and learns how you manage your money over time.

Step 03

Get Smart Financial Guidance

Receive personalized insights, clear goals, and intelligent saving suggestions designed around your lifestyle.

✨ Core Features

Powerful Features

Everything you need to take control of your financial journey

Kipo overview screen

Smart Financial Overview

Kipo gives users a clear real-time overview of their financial status by automatically calculating balances, income, spending, and budget usage. This helps users instantly understand where they stand without manual tracking or calculations.

Kipo goals screen

Goal-Based Saving

Kipo helps users set saving goals and stay on track with smart progress tracking and weekly saving plans. The system motivates users by showing progress visually and reminding them when action is needed.

AI Assistance & Insights

Kipo uses AI to analyze spending habits and financial behavior, providing personalized insights, alerts, and recommendations. Users can chat with Kipo to ask questions, understand unusual spending, and receive smart guidance to improve their financial health.

Kipo chat screen
Kipo insights screen
The Problem

Why Kipo?

Research shows that people struggle with financial tracking. We're here to help.

61%

Poor Tracking

Track expenses rarely, sometimes, or never

76%

Overspend

Overspend unintentionally

68%

Lost Money

Don't know where money went by month end

54%

Too Much Effort

Find tracking spending requires too much effort

69%

Forget Expenses

Forget small daily expenses

76%

Want Reports

Want weekly financial summaries

Global Stage

Kipo at Web Summit

Kipo proudly participated in Web Summit, one of the world's leading technology events, where innovation meets opportunity. Our presence highlighted how Kipo leverages AI to transform personal finance management, making it smarter, simpler, and more accessible for everyone.

Kipo team at Web Summit booth
Kipo founders at Web Summit stage
Fintech & Financial Services — ALPHA Track, Web Summit Qatar
Meet The Team

Our Team

Meet the passionate innovators behind Kipo

Zeina Hatoum

Zeina Hatoum

Co-founder

Data & Cyber Security

Connect
Salma Hassona

Salma Hassona

Founder

Data Science & AI

Connect
Deema Shaath

Deema Shaath

Co-founder

Software Engineering & CS

Connect
Partners

Our Partners

Supported by leading innovation and educational institutions

UHUBUDST
Kipo

Your AI-powered financial companion. Take control of your money, build better habits, and achieve your financial goals.

© 2026 Kipo. All rights reserved.

Made with for better finances

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